Archive for category: Insurance

Friday is the final day to sign up for 2021 individual health coverage through the state’s insurance exchange.

The deadline is for Coloradans who need individual health insurance, meaning they don’t get it through their employer or a government program, like Medicare.

Missing the deadline means those who need coverage will have to wait until next year unless they experience certain life events, like marriage, birth of a child, divorce or loss of other health insurance.

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CARSON CITY, Nev. – Nevadans shopping for health care coverage for 2021 still have time to enroll in a plan under the Affordable Care Act – the deadline is January 15.

The Silver State Health Insurance Exchange – which operates through its online marketplace, Nevada Health Link – opted to give residents more time to decide on a plan this year. The deadline used to be December 15, according to the agency’s Communications Officer Janel Davis.

She said while health insurance has always been a top-of-mind priority for many Nevadans, the pandemic has brought the importance of coverage even more to the forefront. She said she hopes the extended enrollment period will help folks who lost their jobs in 2020 stay covered.

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(KNSI) – A new law going into effect on January 1st will affect how health insurance pays for certain items.

The way it stands now, if you switch your health insurance plan in between when you are approved for planned surgery and when the surgery takes place, your new insurance company doesn’t have to honor that pre-authorization.

Under the new law, the new provider “will be required to comply with previous prior authorizations for health care services for the first 60 days after enrollment while a new utilization review is conducted. The enrollee, or a medical professional acting on their behalf, will be required to submit documentation to access this.”

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Job changes caused by the pandemic meant people who normally relied on employer-sponsored insurance needed a new way to get coverage.

It’s shaping up to be another record year in Florida for Obamacare sign-ups.

Open enrollment wrapped up on Tuesday.

The Centers for Medicare and Medicaid Services has not released the final numbers yet, but as of the fifth week of enrollment, 1,119,200 Floridians had signed up for health insurance plans on the Affordable Care Act marketplace.

During the same period last year, that figure was 796,858.

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Looking back, Sam Bloechl knows that when the health insurance broker who was helping him find a plan asked whether he’d ever been diagnosed with a major illness, that should have been a red flag. Preexisting medical conditions don’t matter when you buy a comprehensive individual plan that complies with the Affordable Care Act. Insurers can’t turn people down or charge them more based on their medical history.

But Bloechl, now 31, didn’t know much about health insurance back in December of 2016 when he was shopping for that health plan in Chicago. So when the broker told him a UnitedHealthcare Golden Rule plan would cover him for a year for less than his ACA marketplace plan — “Unless you like throwing money away, this is the plan you should buy,” he recalls the agent saying — he signed up.

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