Employer- and Worker-Led Efforts To Lower Health Insurance Costs

About half of Americans receive health coverage through employer-sponsored health insurance (ESI). While satisfaction with employer-sponsored insurance is generally high, premiums for that coverage have risen faster than workers’ wages over the past five years. Cost sharing is also increasingly placing a financial burden on workers and their families. According to a 2019 survey conducted by the Kaiser Family Foundation and The Los Angeles Times, 2 in 5 adults enrolled in employer-sponsored coverage reported difficulty affording health care or insurance costs. Half of those who struggle to afford health care costs reported delaying their or a family member’s needed care or medication due to cost. read more